You Have Just Entered the Twilight Zone

31 03 2009

We are closing on our refinance tomorrow so I had to go down to Cary to get a check from the Credit Union that is part of the network of Credit Unions. Our Credit Union (DEC)  is in Massachusetts (we can’t use a personal check to pay our closing costs to our credit union who we are refinancing with, I don’t get it). So, I get there and they tell me that they cannot write a cashier’s check to a 3rd party, but the Coastal Federal Credit Union (IBM) will and they are up the road next to the WalMart. So, I get there and walk in the front door and cannot find any slips. The woman at the desk asks me what I need. I tell her and she points to this wall of booths. Each booth has a phone, monitor, air tube thingy, signature pad and a money dispenser. She tells me to pick up the phone and send my license in the tube. I say that I worked at DEC and the woman in the next booth says she worked at DEC too, but I didn’t get her name. I send my license and a woman comes on the the screen and says she will be right with me. A few seconds later another woman comes on and I proceed with what I need to do. She told me the wrong way to fill out the form and finally I think I got it right. She asks me for the phone number of my credit union and I couldn’t remember it but she finally gets the number and keeps me waiting while she is on hold. Then she sends me out my license, cashier’s check, and a receipt that I have to sign. I notice that the balance was lower than it should have been, but I wasn’t sure and you know when you aren’t sure about it but don’t know why and just don’t think to ask feeling ? so I left. But when I logged into my account at home, I saw that she had withdrawn the same large amount twice. She gave me a check but no cash. So, I need to call them when they open. I hope it was just a mistake.

So, these tellers work in a windowless awful looking room behind these monitors. I know they were really there and not off shore, because they took my license and sent me the slip I needed. It was creepy. I took a picture with my phone but can’t upload it until I find the software for my phone.

We got a good deal on our refi though. Our rate will be 4.35 with 2 points, but we went from a 30 to a 15 year term and we pay bi-weekly, so it will be paid off in less time. Our payment went up but that is okay cause we are still paying less than our last rent. Crazy.

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Day 90 365 Photos Theme #239 Power

31 03 2009


PowerLines-0131, originally uploaded by needlepointernc.

I took this during the day and the sky was very blue (Carolina Blue, of course). I used some of the Lightroom presets on this picture of the high-POWER line towers that run through one of the very expensive developments in Raleigh.





Day 89 365 Photos Theme #19 Backlighting

30 03 2009

The sun came out today after 2.5 inches of rain yesterday.I was trying to get a picture for the BACKLIGHTING them and when I was down on the grown I saw the sun coming through this daffodil. I Like the detail in the center of the flower.

I cropped this picture and I bumped up the exposure just a tad.





My New Camera

29 03 2009

My new camera arrived on Friday. Of course I forgot to order a CF card with it so had to wait until Saturday to buy one. So, the last pic I posted was done using my new camera from the front porch cause it was pouring down rain! I bought the Canon 50D with a 50-250mm telephoto. I can use my other EOS Elan SLR lenses so I only bought this one lens that has IS in it. And because I already have an EOS camera, the functions are pretty much the same, but easier to access because of the LCD screen. I had to get used to using the viewfinder again (of course I have to take off my glasses, but then I have to put them back on so I can actually see the camera :-)).

So, I just love my new camera. I am going to buy a Lensbaby lens for it and then really have some fun. If you don’t know what a Lensbaby is, check it out at their Web site. I learned about tilt shift pics in the last class I took on digital photography. It is really cool. You can also do Bokeh with the lens and the creative kit that you can add to the lens.





Day 88 365 Photos Theme #249 Rain, Rain, Go Away!

28 03 2009

Rain Rain Go Away, originally uploaded by needlepointernc.

Our rain barrel was overflowing with the rain today. We like to say RAIN, RAIN, GO AWAY! but we really need the rain. The hose is connected to the downspout and then into the rain barrel. Then we have a hose connected to a spigot on the barrel that waters the front gardens. Our fish almost floated out of the pond! They like the new clean water too.





Day 87 365 Photos Theme #150 Holes

27 03 2009

Life Preservers, originally uploaded by needlepointernc.

The life preservers have large HOLES. They were at the flea market too. All I did was crop this a little bit.





Tip of the Day

27 03 2009

I am just learning Lightroom and found a good book in the library called “Teach Yourself Visually Adobe Photoshop Lightroom 2” b Lynette Kent. Very easy to read and follow along with the software. Written for Mac users with PC commands in ( ).